EPF Calculator Malaysia 2026

Estimate Malaysian employee and employer EPF contributions using the current KWSP rates and wage-range method. Includes age 60+ option.

Enter the monthly EPF-contributable wage to estimate both employee and employer shares under the current KWSP schedule.

Monthly wage

RM
Method: KWSP wage range based on RM5,000 schedule wage

Employee share

RM 550.00

Employer share

RM 650.00

Total EPF contribution

RM 1,200.00

Important payroll note

KWSP states that employers must use the statutory contribution schedule for wages up to RM20,000. For wages above RM20,000, the contribution is calculated using the applicable percentage and rounded according to the official rule.

View the official KWSP Third Schedule

EPF Calculator Malaysia 2026 FAQs

Common questions about using our EPF Calculator Malaysia 2026 tool.

What EPF rates does this use?

For Malaysian employees below 60, the current rates are 11% employee and 13% employer for monthly wages of RM5,000 and below, or 12% employer above RM5,000. Malaysian employees aged 60 and above contribute 0% employee share and 4% employer share.

Why is EPF not always exactly salary × percentage?

For wages up to RM20,000, KWSP requires employers to use the statutory Third Schedule wage ranges rather than simply multiplying the exact wage by the percentage. Exact percentage calculation is used only above RM20,000.

Is this for foreign workers too?

No. This calculator is scoped to Malaysian employees. Different contribution rules can apply to non-Malaysian employees.

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