Malaysia Income Tax Calculator 2026 (YA 2026)

Estimate your Malaysian resident individual income tax for YA 2026, including tax reliefs, rebates, zakat and PCB already deducted. Private browser-based calculation.

Use Tuko's Malaysia Income Tax Calculator for YA 2026 to estimate annual tax payable, explore eligible reliefs, apply rebates and zakat, and compare the result with PCB already deducted. The calculation runs locally on your device. This is an annual tax estimator, not an official employer PCB engine.

๐Ÿ’ฐ Income Details

RM

Compensation for loss of employment?

๐Ÿงพ PCB & Zakat

RM
RM

Are you disabled?

Have Children?

Did I Miss Any Tax Relief?

Enter the amount you spent this year. We automatically cap it at the LHDN limits.

๐Ÿ‘ด

Parents Medical / Care

Eligible medical treatment, dental treatment, special needs and carer expenses for parents or grandparents. Vaccination scope for YA 2026 follows NPRA-registered vaccines.

Max Cap: RM 8,000
RM
๐Ÿฆฝ

Disabled Support Equipment

Purchase of basic supporting equipment for disabled self, spouse, child or parent.

Max Cap: RM 6,000
RM
๐ŸŽ“

Education (Self)

Degree at Masters/Doc, or Non-degree (Law, Tech, Accounting, etc). Up to RM2k for upskilling/self-enhancement.

Max Cap: RM 7,000
RM
๐Ÿฅ

Medical Expenses

Eligible medical expenses for self, spouse or child, including serious disease and fertility treatment. YA 2026 expands qualifying vaccination to NPRA-registered vaccines. This category shares the RM10,000 medical-group cap with child learning-disability assessment/intervention.

Max Cap: RM 10,000
RM
๐Ÿงฉ

Child Early Intervention

Assessment, diagnosis or early-intervention programme for a child with learning disabilities. YA 2026 raises this sub-limit to RM10,000; it remains within the overall RM10,000 medical-group cap.

Max Cap: RM 10,000
RM
๐Ÿ’ป

Lifestyle

Books, PC, Smartphone, Internet Bill, Skill improvement course. Not for business use.

Max Cap: RM 2,500
RM
๐Ÿธ

Lifestyle (Sports)

Sports equipment, rental fees, competition registration, gym membership.

Max Cap: RM 1,000
RM
๐Ÿผ

Breastfeeding Equipment

For own use, child under 2 years old (claimable once every 2 years).

Max Cap: RM 1,000
RM
๐Ÿงธ

Childcare / Kindergarten

Fees paid to eligible registered childcare, kindergarten, daily-care or after-school transit centres. YA 2026 expands the eligible child age up to 12, subject to the official conditions.

Max Cap: RM 3,000
RM
๐Ÿ“ˆ

SSPN Net Deposit

Net deposit in Skim Simpanan Pendidikan Nasional (Total In - Total Out this year).

Max Cap: RM 8,000
RM
๐Ÿข

EPF / Life Insurance (Mandatory)

Mandatory EPF / Civil servant pension (Max RM4,000).

Max Cap: RM 4,000
RM
๐Ÿ›ก๏ธ

Life Ins. / EPF (Voluntary)

Life insurance premiums / family takaful contributions or voluntary EPF contributions (Max RM3,000). YA 2026 expands the eligible life/takaful scope to include qualifying children.

Max Cap: RM 3,000
RM
๐Ÿฆ

PRS & Deferred Annuity

Private Retirement Scheme contributions.

Max Cap: RM 3,000
RM
๐Ÿฅ

Edu & Medical Insurance

Education and medical insurance premiums.

Max Cap: RM 4,000
RM
๐Ÿ›ก

SOCSO

Contribution to Social Security Organization.

Max Cap: RM 350
RM
๐Ÿ”‹

EV Charger / Compost / Grinder / CCTV

Eligible household environmental and safety expenses. YA 2026 expands the RM2,500 category to household food-waste grinders and home CCTV, subject to claim-frequency conditions.

Max Cap: RM 2,500
RM
๐ŸŽŸ๏ธ

Domestic Tourism Admission

YA 2026 relief for qualifying entrance fees to tourist attractions and eligible cultural or arts programmes.

Max Cap: RM 1,000
RM
๐Ÿ 

First Home Loan Interest

Interest paid. Max RM7000 if home <RM500k. Max RM5000 if home RM500k-RM750k.

Max Cap: RM 7,000
RM

๐Ÿ“Š Live Tax Summary

Total IncomeRM 60,000
โˆ’ Total Reliefs(RM 9,000)
ChargeableRM 51,000
Tax ChargedRM 1,610
Tax PayableRM 1,610

โš ๏ธ Amount Due

RM 1,610

How to Use the Malaysia Tax Optimizer

1. Input Income

Enter your total annual income from your EA form and any compensation or bonuses.

2. Claim Reliefs

Use the Wizard to find reliefs for Lifestyle, Medical, EPF, and more. Use the Checklist to organize receipts.

3. Optimize Result

Check your Tax Payable and see if you are entitled to an LHDN refund based on your PCB contributions.

Key Tax Reliefs and YA 2026 Updates

Maximizing your tax reliefs is the key to paying less tax. Some of the most common reliefs for Malaysians include:

  • Medical group (RM10,000): YA 2026 expands vaccination scope and raises the learning-disability assessment/intervention sub-limit to RM10,000 within the medical-group cap.
  • Childcare (RM3,000): YA 2026 expands eligible care/transit arrangements and the eligible child age up to 12, subject to registration and official conditions.
  • Life insurance / family takaful + EPF (combined limits up to RM7,000): YA 2026 expands qualifying life/takaful scope to eligible children.
  • Domestic tourism admission (RM1,000): New YA 2026 relief for qualifying tourist-attraction and cultural/arts admission fees.
  • Environmental / home safety (RM2,500): YA 2026 expands the category to qualifying household food-waste grinders and home CCTV, subject to claim-frequency rules.

Official references

Tax rules can change. Cross-check important filing decisions against HASiL's official 2026 PCB / MTD specification and individual tax-relief reference.

Your Privacy is Our Priority

We believe financial tools should be private. Unlike other calculators that might save your income profile, Tuko performs the calculator logic in your browser. Your entered income and relief amounts are not sent to Tuko just to calculate the estimate.

Malaysia Income Tax Calculator 2026 (YA 2026) FAQs

Common questions about using our Malaysia Income Tax Calculator 2026 (YA 2026) tool.

Is my financial data private and secure?

Yes! All calculations are performed directly in your browser. We do not store, track, or transmit your income details, relief claims, or uploaded receipt data to any external servers. Your financial information never leaves your device.

Is the receipt scanner safe?

Our receipt scanner uses a privacy-first OCR (Optical Character Recognition) engine that processes images entirely within your browser. The receipt images and extracted text are not uploaded or saved anywhere.

How accurate is this tax calculator?

The calculator uses the resident individual tax bands and key YA 2026 relief limits reflected in HASiL's 2026 materials. It is an annual income-tax estimate, not a substitute for MyTax, e-Filing, professional advice, or an employer's official payroll PCB calculation.

Does this calculate my official monthly PCB?

No. You can enter PCB already deducted to estimate your year-end balance or refund, but official monthly PCB uses HASiL's computerized MTD method and cumulative payroll information. Verify your final figures in MyTax or your employer payroll records.

Can I use this for my official LHDN e-Filing?

Use it as a planning and cross-checking tool. You must still verify your income, relief eligibility, supporting documents, PCB, rebates and final figures when submitting through MyTax.